OUR SERVICES WILL INCLUDE
- Personal annual review meeting with your Financial Adviser
and our Financial Planning Director and/or your Tax Adviser
- Half Yearly Client Review Report and Portfolio Valuation
- Half Yearly personal review meeting with your Financial
- Regular "Prepare for Life" newsletter via email
- Ongoing Adviser support access at additional fixed
- Post Budget email updates
- Educational seminars and Fund Manager updates
- Telephone access to your adviser with targeted return
call response times
- Invitation to annual client function
The completion and implementation of your statement
of advice is just the beginning of our support and guidance.
The key to the success of our advice is the ongoing support
available with our GOLD ongoing service level.
This service level has a number of components necessary for
your level of wealth that needs close management and review
to ensure tax and portfolio efficiency. By the provision of half
yearly Portfolio Valuation reports, half yearly portfolio review
meetings and an annual tax planning meeting, we give you
the opportunity to discuss any changes to your lifestyle and
The GOLD ongoing service level suits investors that have
accumulated significant wealth and are either approaching
retirement or are already at that stage. The regular contact
ensures opportunities and threats are identified and any
adjustments required are made promptly. This level focuses
on taxation and retirement planning with significant emphasis
on superannuation planning.
Congratulations. You have largely reached your goal of financial independence. You have accumulated significant wealth and now many investors seek to enjoy it.
You are likely to be at a stage in your life where you are confronted with the challenges of health, fitness and aging and have the opportunity to plan towards a tax effective retirement and possibly provide financial assistance to children and grandchildren. This is where the unique benefit of your M Financial Services Financial Adviser having a close alignment with your Accountant and Taxation Adviser becomes extremely valuable when we draw on their tax and estate planning skills knowing that we are all working on the same page with identical goals and plans for your financial destination.
THE OBJECTIVES OF OUR ONGOING ADVICE AND SERVICE
We need to know about your changing circumstances and whether our original advice remains relevant for your current situation. Building and maintaining wealth is an ongoing journey.
Keeping You Informed
It is important to know that you are progressing towards achieving your goals. You need to know what advice is required to keep you on track.
By continuing to work in partnership with you, we encourage you to remain disciplined to achieve your agreed goals. We remind you of your goals if we see you veering off track.
Feeling Of Comfort
Through education, appropriate advice and a monitoring partnership, ongoing advice keeps you on track. If we all remain proactive in our process, we can continually look at ways of making the most of what you have.
"It is important to know that you are progressing towards achieving your goals."
Fee For Service
The annual fee for our GOLD ongoing service level is calculated based on various factors.
The factors included an ongoing Strategy and Risk Management Premium based on the quantum of funds on which we provide advice and a time based charge for the anticipated cost of our staff providing the ongoing services under this service program to you.
Based on the amount of funds on which we will be providing you advice, your Adviser will detail to you the Service Fee for the first year including GST. The fee may be debited from your investment portfolio on the basis of monthly payments.
Alternatively, you may choose to be invoiced annually in advance.
Additional fees may be applicable if there are significant changes required to your existing plan and will be fully disclosed prior to proceeding with the changes.
Any commissions or referral fees received by us in relation to the provision of advice on lending or insurance shall be fully disclosed to you and retained by us.
The success of any plan is dependant upon the commitment that you are prepared to make to it. It is important that not only are we prepared to provide a level of ongoing service to you in accordance with the information that we have discussed, but equally you are prepared to meet the costs of us providing that service to you.
Accordingly we seek to obtain agreement in advance of the provision of services to you so we both have certainty that there will be cooperation by all parties leading to a successful outcome.
Upon you providing your authority and confirmation that you will meet the agreed costs that we are about to incur in the provision of service to you, we will proceed with the agreed costs that we are about to incur in the provision of services to you.
TO SUCCEED WE MUST CONNECT
Our commitment to you
As our client, you will receive high quality professional advice and ongoing services that ensure your finances will be professionally managed to suit your needs and goals, both now and in the future.
Our commitment to you will be based on understanding your needs, maintaining the integrity of the advice we give and ensuring effective communication of the solutions we agree to implement.
It is our aim to be not only your most competent and trustworthy source of financial advice but also the provider of financial advice to your family and future generations.
Our range of services and integrated financial services advisory firm model gives you the benefit of having one contact point for all your financial needs.
Your commitment to us
You agree to provide us with sufficient financial information to enable us to deliver suitable financial services to you based on your goals and objectives.
You agree to notify us in the future of any changes in your circumstances so that we can adjust our advice to ensure accurate and applicable financial services continue to be provided to you.
Should you decide to accept our offer, you agree to be bound by a Letter of Engagement which purports to details the general obligations and charges associated with us providing financial services to you.
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