OUR SERVICES WILL INCLUDE
- Personal quarterly contact with your Financial Adviser,
our Financial Planning Director and/or your Tax Adviser and
other financial planning team members as required
- Half yearly Client Review Report and Quarterly Portfolio
- Annual Tax Planning Review and Report prepared in
conjunction with your Accountant and Tax Adviser
- Annual Cash Flow monitoring
- Annual Estate Planning Review
- Liaise with other professionals on your behalf
- Complimentary investment start-up report for immediate family
members (value $595.00 per report)
- Regular "Prepare for Life" newsletter via email
- Post budget email updates
- Educational seminars and Fund Manager Updates
- Telephone access to your adviser with targeted return call
- Invitation to annual client function
- Retirement Planning funding review if applicable (including
assistance with developing SMSF Investment Strategies)
The completion and implementation of your statement
of advice is just the beginning of our support and guidance.
The key to the success of our advice is the ongoing support
available with our DIAMOND ongoing service level.
This service and support level encourages the introduction of family
involvement if that is in accordance with the wishes of the investor.
The financial education of the ultimate beneficiaries and the careful
structuring of estate planning ultimately leads to the most tax
efficient outcomes and less likelihood of wealth erosion either during
estate administration or after succession.
This service has a large number of components and is designed to
build the closet of relationships between not only you and your family
and your Financial Adviser, but also your Accountant and Tax Adviser
and other closely associated advisory sources. It gives you regular
opportunity to discuss any changes to your lifestyle and financial
needs as and when they happen.
This level of service is also designed for the business owner and
professional with a high net wealth but who may be asset rich but
time poor. The level of serviced is aimed at providing a turnkey
financial management solution for all aspects of financial plan.
An important part of the wealth creation journey is not only planning your retirement but also planning your estate and business succession either during your lifetime or after your death. Many families become locked in bitter battles over family wealth and without doubt some of the most rewarding work that any Financial Adviser can be involved with is seeing not only a wealthy retiree enjoying the fruit of their labours but also seeing their estate successfully, harmoniously and tax efficiently pass on to their beneficiaries.
THE OBJECTIVES OF OUR ONGOING ADVICE AND SERVICE
We need to know about your changing circumstances and whether our original advice remains relevant for your current situation. Building and maintaining wealth is an ongoing journey.
Keeping You Informed
It is important to know that you are progressing towards achieving your goals. You need to know what advice is required to keep you on track.
By continuing to work in partnership with you, we encourage you to remain disciplined to achieve your agreed goals. We remind you of your goals if we see you veering off track.
Feeling Of Comfort
Through education, appropriate advice and monitoring partnership, ongoing advice keeps you on track. If we all remain proactive in our process, we can continually look at ways of making the most of what you have.
"It is important to know that you are progressing towards achieving your goals."
Fee for Service
The annual fee for our DIAMOND ongoing service level is calculated based on various factors.
The factors included an ongoing Strategy and Risk Management Premium based on the quantum of funds on which we provide advice and a time based charge for the anticipated cost of our staff providing the ongoing services under this service program to you.
Based on the amount of funds on which we will be providing you advice, your Adviser will detail to you the Service Fee for the first year including GST. The fee may be debited from your investment portfolio on the basis of monthly payments.
Alternatively, you may choose to be invoiced annually in advance.
Additional fees may be applicable if there are significant changes required to your existing plan and will be fully disclosed prior to proceeding with the changes.
Any commissions or referral fees received by us in relation to the provision of advice on lending or insurance shall be fully disclosed to you and retained by us.
The success of any plan is dependent upon the commitment that you are prepared to make to it. It is important that not only are we prepared to provide a level of ongoing service to you in accordance with the information that we have discussed, but equally you are prepared to meet the costs of us providing that service to you.
Accordingly we seek to obtain agreement in advance of the provision of services to you so we both have certainty that there will be cooperation by all parties leading to a successful outcome.
Upon you providing your authority and confirmation that you will meet the agreed costs that we are about to incur in the provision of services to you, we will proceed with out agreed service level.
TO SUCCEED WE MUST CONNECT
Our commitment to you
As our client, you will receive high quality professional advice and ongoing services that ensure your finances will be professionally managed to suit your needs and goals, both now and in the future.
Our commitment to you will be based on understanding your needs, maintaining the integrity of the advice we give and ensuring effective communication of the solutions we agreed to implement.
It is our aim to be not only your most competent and trustworthy source of financial advice but also the provider of financial advice to your family and future generations.
Our range of services and integrated financial services advisory firm model gives you the benefit of having one contact point for all your financial needs.
Your commitment to us
You agree to provide us with sufficient financial information to enable us to deliver suitable financial services to you based on your goals and objectives.
You agree to notify us in the future of any changes in your circumstances so that we can adjust our advice to ensure accurate and applicable financial services continue to be provided to you.
Should you decide to accept our offer, you agree to be bound by a Letter of Engagement which purports to details the general obligations and charges associated with us providing financial services to you.
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