- Realise Your Dream
IS TRANSITION TO RETIREMENT STILL VIABLE? As many readers will be aware, legally getting access to superannuation before retirement can be rather difficult. But, back in 2005 things were made just a little easier. Find out more
YOUR PERSONAL INSURANCE - WHAT HAPPENS IF...
How long would you be able to sustain your lifestyle and pay your bills if you didn't have your regular income?
Targeted strategies advice to suit your circumstances
When asked what is your most important asset many say their own home or their family. The truth is that your ability to earn income is by far your own biggest asset. How long would you be able to sustain your lifestyle and pay your bills if you didn't have regular income? Our role is to understand your financial and lifestyle goals, then build a plan to help you protect your family and assets using sound financial strategies.
Risk insurance is an important part of your overall financial plan
Our risk advice offers a clear and concise review of your financial position. We all say 'it couldn't happen to me', but if you're realistic, it could. Having insurance in the event something doesn't go according to plan is good planning.
As part of providing an effective assessment of your risk needs, we will consider and discuss the issue of how much cover is really enough? Many factors affect how much cover is required for your own personal needs and goals, including age, number of dependents and current financial circumstances.
Benefits of having insurance in place:
Protection of your family and your future
Protection of your income earning ability
Peace of mind knowing your family would receive a helpful lump sum in the event of your death or total disablement
Protection in the event of suffering a major crisis condition, such as a stroke or cancer
If you run a business, knowing that you have in place insurance plans that can protect the business and keep it going if you were unable to be there
"One word - Trust. I know how to make money, but accounting and financial planning is foreign to me so I've had to rely on people who I trust to look after my money. I've been working with Ross now for over 20 years as an accounting client, and when my financial planner retired it was an easy transition to Andrew, particularly because of his age. Andrew is young, serious, experienced and he is a long-term thinker. There is unbridled trust both ways working with Andrew. - Read more
- Wayne Nicholson, First National Real Estate
"Andrew Westcott stands out from the crowd. When there were a few challenges with an insurance matter, he went to enormous lengths to find a solution. Not only that, he is a genuinely good bloke, and he is supported by a great team at M Financial Services. I trust, respect and highly recommend Andrew to anyone needing financial expertise at any point in their life." - Read more
- Ryan Boccalatte
For approximately forty years, while Ross Maclean acted as both accountant and friend, I've witnessed the addition of intelligent, hardworking people. Andrew Westcott became my financial adviser almost six years ago. Although honour is an old-fashioned notion, I have found Andrew to be honourable, as well as knowledgeable, helpful, and patient, when I really needed his help when my husband died and I didn't function for a few years. That's when you need someone who you can trust. I have recommended Andrew to several friends, and I recommend you consult Andrew if you need financial advice. - Read more
- Roslyn Evans
Andrew looks after us as if we were his only clients, even though we know we are not. He is generous with his time, easy to talk to, he clarifies issues in simple terms and talks to us in a friendly and professional way. Andrew helped us make the big decisions involved in our retirement, and has never given me the impression that as a female my views are not important in any conversation or decisions making process and this is important to me. Both Don and I feel important and valued by Andrew and the staff at M Financial Services, and that has helped us feel safe and secure in our financial future. - Read more