Realise Your Dream
September 2016 - Realise Your Dream
THE 'SUPER' SILLY SEASON: For some reason, that always seems to evade me, the end of the calendar year is often referred to as the 'silly season'. Apparently the term has its roots in the media, and refers to that time of the year when news is slow and the media is reliant on publishing 'fluffier' news stories to fill their pages. Find out more
Prepare For Life
Issue 23 - Prepare For Life
SPRING CLEAN YOUR AGE PENSION. If you are in receipt of an age pension from Centrelink, or a service pension from the Department of Veteran Affairs (DVA), every year in March and September your pension is adjusted to be in line with the highest of the following indicators: Consumer Price Index (CPI), the Average Weekly Total Earnings (AWTE) rates, and any pensioner and beneficiary living cost index increases. Find out more
Spring 2016
September to November - Spring 2016
Spring is here, time to put your winter woollies away for another year and get into the great outdoors. If you are in need of inspiration, the recent Olympics Games and the Paralympics about to begin have something for everyone. Find out more


We can help you create a foundation to protect and build wealth. Read more

Just Starting Out


Let us look at ways to accelerate you path to increased wealth. Read more



Let us help you take control of your financial affairs. Read more


We can provide strategies to boost your superannuation tax effectively to save for your retirement. Read more



Let us build a plan to help protect your family and assets. Read more

We can advise you whether a SMSF is right for you and if so, establish the fund for you. Read more
Management of your debt is the foundation of wealth creation. Read more
We can provide ongoing service at a level to suit your needs... Read more
What our clients say...
  • "One word - Trust. I know how to make money, but accounting and financial planning is foreign to me so I've had to rely on people who I trust to look after my money. I've been working with Ross now for over 20 years as an accounting client, and when my financial planner retired it was an easy transition to Andrew, particularly because of his age. Andrew is young, serious, experienced and he is a long-term thinker. There is unbridled trust both ways working with Andrew. - Read more
    - Wayne Nicholson, First National Real Estate
  • "Andrew Westcott stands out from the crowd. When there were a few challenges with an insurance matter, he went to enormous lengths to find a solution. Not only that, he is a genuinely good bloke, and he is supported by a great team at M Financial Services. I trust, respect and highly recommend Andrew to anyone needing financial expertise at any point in their life." - Read more
    - Ryan Boccalatte
  • For approximately forty years, wile Ross Maclean acted as both accountant and friend, I've witnessed the addition of intelligent, hardworking people. Andrew Westcott became my financial adviser almost six years ago. Although honour is an old-fashioned notion, I have found Andrew to be honourable, as well as knowledgeable, helpful, and patient, when I really needed his help when my husband died and I didn't function for a few years. That's when you need someone who you can trust. I have recommended Andrew to several friends, and I recommend you consult Andrew if you need financial advice. - Read more
    - Roslyn Evans
  • Andrew looks after us as if we were his only clients, even though we know we are not. He is generous with his time, easy to talk to, he clarifies issues in simple terms and talks to us in a friendly and professional way. Andrew helped us make the big decisions involved in our retirement, and has never given me the impression that as a female my views are not important in any conversation or decisions making process and this is important to me. Both Don and I feel important and valued by Andrew and the staff at M Financial Services, and that has helped us feel safe and secure in our financial future. - Read more
    - Don and Gayle Zahner